What Should You Do When Your Identity Is Stolen: Learn 7 Important Steps
Reports have indicated that identity fraud is a problem that is on the rise. Well, it is such a big problem but unfortunately, it doesn’t seem like its going to get solved anytime soon. Therefore, it is good to be careful as you could as well fall into the trap of these fraudsters. Fortunately for you, you can learn about the steps you can take so that you can keep your identity as safe as possible even when stolen by the fraudsters. These fraudsters can be dangerous and can even cause you financial losses. Fortunately, we have some ideas that can help you. Read This article to the very end and understand the important steps that one needs to take once their identity has been stolen.
For starters, you will need to inform companies of the incident. It is always best if you can act as fast as possible. You can’t just wait to later hear about fraudster activities that have already taken place. These people are fast. It is essential that you call each and every relevant company and ensure they are aware of your stolen identity. With the issue of account takeovers, it is easy for your card to get compromised. For instance, calling your card issuer will enable them to take some action that will keep the fraudsters away from getting more of your information.
As well, ensure that you file a report with the Federal Trade Commission. This one deals with all cases relating to identity theft. They do not deal with the criminal charges but will definitely provide information to law enforcement that will help in tracking the fraudsters. You just get to their website and file your case. They will provide you with a recovery plan. You will then be issued with forms and letters helpful in filing a report with the police and also disputing fraudulent charges. view here for more
Filing a report on the theft with the police is also essential. There will be documentation and the police can assist you. click here for more
Another thing is that you should ensure that a fraud alert is placed on your card. Institutions can therefore know that your identity may be compromised. click here
Go ahead and freeze your credit. No one can access your credit report if you do so. Again, call the main credit bureaus and make this request. . discover more
Tightening Security on your accounts is also critical. Do not use the same passwords for all accounts and make it easy to guess. click for more
Even more, you could work with am identity theft attorney to guide you.