7 Critical Steps To Go By If Your Identity Is Stolen
One of the notable issues that seems to be affecting millions of people is identity fraud. As much as it is affecting so many people, the problem may remain unsolved for much longer. Therefore, it is good to be careful as you could as well fall into the trap of these fraudsters. The good part for you is that you can be ahead of the fraudsters by learning the critical steps to take once your identity has been stolen. Being a victim of identity fraud can be a dangerous since you can even lose your finances. Fortunately, we have some ideas that can help you. Read This article to the very end and understand the important steps that one needs to take once their identity has been stolen.
It is critical that you notify companies about the stolen identity. There is no harm in taking action really quick. There is no way you will know about your identity being stolen and keep cool until you hear about a faudster activity. These fraudsters are normally very fast as they avoid getting caught. Therefore, any relevant company needs to know about the theft. With account takeovers, it is possible that your card information gets compromised. For instance, calling your card issuer will enable them to take some action that will keep the fraudsters away from getting more of your information.
Also, ensure that you have filled a report with the Federal Trade Commission. This one deals with all cases relating to identity theft. They will not take on the criminal charges but will provide law enforcers with critical information that will help in tracking down the criminals. When you need to file a report you just log in to their website. They will provide you with a recovery plan. You will then be issued with forms and letters helpful in filing a report with the police and also disputing fraudulent charges. view here for more view here for more
Filing a report on the theft with the police is also essential. You will have documentation that can be useful evidence and the police can as well assist. click here for more
Additionally, ensure to place a fraud alert especially with the main credit bureaus. Institutions will therefore be aware of chances of your card being compromised. Institutions will be better placed to identify that your card could be compromised. click here
Still, make a point of freezing your credit. Once you have done so, then there is no way anybody will access your credit report even when they request for it. You only have to call the main bureaus and have them do it.. discover more
Tightening Security on your accounts is also critical. Do not use the same passwords for all accounts and make it easy to guess. click for more
You can also seek the guidance of an identity theft attorney.